San Marcos, Texas Car Accident Lawyers
San Marcos, Texas Car Accident Lawyers
Do You Need an Experienced Accident Injury Lawyer from the Carabin Shaw Law Firm?
Has Any of this Happened to You in a San Marcos Car Accident?
If any significant injuries or other problems arise from your San Marcos, Tx car wreck, our experienced auto accident injury lawyer in San Marcos, Texas, is vital to the success of your damage claims. Our skillful automobile accident attorneys will be valuable in helping victims recover the actual worth of their cases—medical bills, pain, suffering, and damages to their vehicle and its contents. And if the case surrounds wrongful death, our seasoned car accident lawyers in San Marcos are a prerequisite! Depending on the circumstances surrounding your car accident and compensation request, a reasonably intelligent accident victim can handle his or her claim without the assistance of a lawyer, but it’s not recommended. Our attorneys will be able to recover far more compensation for you. Below are a few general examples of winning the full compensation of total damages with our capable legal assistance.
It Takes Time to Be Properly Treated for Your Injuries
If you suffered any sort of physical injury in your accident, you should have our experienced personal injury attorneys handle your claim. A good benchmark is whether or not you need to make a return visit to your doctor after being initially treated for your injuries or if your physician sends you to some other healthcare specialist to continue treatment. More on this webpage
When you seek damages for bodily injuries, insurance companies don’t have to follow preexisting guidelines when deciding how much to compensate you. Since insurance companies are more about premiums than claims, they can decide to pay you nothing and tell you to sue them if you don’t like it. Or they might offer paltry settlement amounts. In either case, having our car wreck lawyer look out for your interests is beneficial. If you’ve suffered broken bones, head injuries, back injuries, or any other severe injury in your wreck, do the smart thing and call the Carabin Shaw Law Firm attorneys, quickly!
The Other Driver is Hard to Deal with
Suppose the other driver in your accident behaves antagonistically or tries to intimidate you: either at the scene of the wreck or later or doesn’t want to give you his contact or insurance information. In that case, that’s a red flag that trouble might lie ahead. These accident “victims” usually have something to hide, either from the law or their insurance company. You must view this as a wake-up call that the negligent driver will make it difficult for you to recover the damages you deserve. If you see this behavior after your car wreck, you should seriously consider hiring our lawyer: or at least have a visit with one.
The Insurance Company Consistently Harasses You or Pressures You to Settle Quickly
Insurance companies are supposed to be challenging to negotiate with. And they like it that way. They waste your time and give you nothing in return, especially if they’re dealing with just you and not our experienced car wreck attorney. Insurance companies are out to protect their own interests: and do it at your expense. As we said, those interests can be summarized in one simple prime directive: collect premiums and pay out as little as absolutely necessary. It’s their mantra. Call US FOR HELP @ 800-862-1260
They’ll use adjusters to find ways to deny your injury claim, but they do it covertly. A sneaky adjuster may call you repeatedly, asking innocent-sounding questions about your wreck. They sound innocent enough. Adjusters frequently like to catch you in the evenings when you might be off your guard. The real purpose of these contacts is to induce you to say something to be used against you later to support their denial of your claims. Whatever you say to them will probably be recorded, so be on your guard if you decide to deal with them alone. Be very wary.
Our car wreck injury clients know the best way to deal with insurance adjusters is simply to not deal with them. Adjusters don’t call our clients. They must call us instead. When adjusters can’t talk to you, they can’t twist your words around and use an innocent, offhand comment against you later on at the worst possible time.
Many other times, an insurance company will “suggest” that you settle your lawsuit for less than your accident injury claim is worth, often much less! The Carabin Shaw Law Firm encourages fair settlement offers and works hard for our clients when those opportunities arise. But accepting an unfair offer can devastate your legal rights. When you accept a settlement, you waive your right to sue the defendant for more compensation in the future should circumstances demand it. The one settlement is all that you will ever collect from the defendant. So it’s important not to accept an offer unless it’s fair and meets your actual financial needs, not just some of them. And the only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of our San Marcos, Texas, car accident lawyer.
Insurance companies know that many accident victims are strapped for cash and have hefty medical and auto repair bills that must be paid quickly. Perhaps they are also unable to work because of their injuries. So their past income is used for ordinarily recurring monthly expenses. And this means there’s little – if any – money left over to pay those accident-related bills that keep coming in the mail, the late notices, and the collection phone calls.
Insurance companies’ strategy is to entice accident victims with small amounts of fast cash that might look good when bill collectors are climbing all over them. But as far as the big picture is concerned, is it the end of your financial distress? Hardly: the settlements you accept from an insurance company before you have a good lawyer to look them over rarely benefit you in the long run. But they’re always binding. Don’t let the defendant’s insurance company get away with compensating you less than your case deserves. Call our experienced car wreck attorney in San Marcos to learn what your case is worth and to know whether the defendant’s offer is fair.
You Can’t Afford to See a Doctor or Can’t Pay Your Medical Bills
Many have health insurance that might help them pay for the treatment they need after they’ve been involved in a wreck. But even if an accident victim has some sort of healthcare coverage, it doesn’t necessarily mean that it will be sufficient: especially if the injuries are severe and require long-term care or physical therapy. And even if they have such coverage, many car wreck victims fear receiving ongoing treatment for their injuries because they think their healthcare premiums will rise or don’t think they can afford to take time off work to see a doctor. They fear they might get laid off if they show up for work. Or maybe these injured accident victims have higher-than-normal deductibles, which might discourage them from even using their health insurance to treat their accident-related injuries.
If you can’t afford treatment or if you already have medical bills that you can’t pay, our Law Firm may be able to help you out. We regularly work with doctors and healthcare professionals and can refer you to the right one who will take this current situation into account. We have helped many of our clients receive vital medical care after an auto accident at no initial out-of-pocket expense. And we can also explain how the time you must take off from work to get medical care may be included in the damage compensation owed you by the defendant in your case, in addition to shielding you from that employer who might be looking to cut staff.
You’re Suspicious About How Your Claim is Being Handled
If the insurance company you have to deal with is dragging its feet, or adjusters stop returning your calls (or shine you on by telling you nothing when you speak with them). A feeling of foreboding about these people begins creeping into your mind; trust your instincts.
Insurance companies aren’t really in business to help people unless they are forced to. Its mission is to make money. And the more excuses they come up with to deny legitimate claims, the more money they make. This is especially true with most insurers who aggressively market themselves as “minimum coverage” firms: although we have been able to deal fairly with a few of them, eventually. You should call us @ 800-862-1260 if you suspect they’re not as responsive to your case as they should be or if you see any of the following examples of behavior:
The insurance company offers you a settlement before the full extent of your medical treatment is established.
The insurance company offers you less money than what’s due on your car loan if it is totaled.
The insurance company doesn’t offer you a rental car while your vehicle is being repaired.
The insurance company tells you they’ll pay your claim when you submit your bills but then refuse either or keep stalling you when you ask for payment. (an aside, you should NEVER submit original bills but copies: we never submit originals, only copies).
The insurance company takes too long to respond to your inquiries (this could mean that they’re investigating your claim behind your back or are waiting for “just the right time” to tell you they’re not going to pay).
The insurance company tells you that a settlement offer is “all you’re entitled to” or “the best you’re going to get.”
If none of those circumstances apply, then the odds are pretty good that you could probably handle your case on your own and reasonably resolve it without the assistance of a lawyer. Consider yourself lucky. Sometimes, plaintiffs can successfully protect their rights after a wreck that results in only property damage. If your car was damaged, but you’re not injured, insurance companies are generally bound by a set of guidelines surrounding what they have to pay you for the damage to (or replacement of) your vehicle. Since these actuaries are pretty straightforward, insurance companies have very little opportunity to rip you off when they reimburse you for your repair bills.
Put Carabin Shaw’s 30 years of experience to work for you. If you want to know what your rights are, how to proceed with your claim, and how much compensation you can secure from your auto injury case, call our San Marcos car lawyer for a free consultation and find out how we can help you recover the total fair value of the damages you have suffered through the negligence of another driver. You’ve already been made a victim once. Don’t let it happen again.
Some Traffic Accident Stats for San Marcos, Texas.
In 2020 12 people lost their lives in traffic accidents.
36 very serious crashes resulted in 44 victims getting badly hurt
198 accidents resulted in over 260 drivers and passengers being injured
Total crashes in San Marcos are at 1,034 for the year 2020